The Saveo Blog

Money advice that actually
makes sense

Budgeting guides, app comparisons, and financial tips for Canadians and Americans — written by someone who built a budgeting app.

Guides 8 min read
Finance Guide

What to Actually Buy Inside Your FHSA (Canadian ETF Guide)

Most Canadians open an FHSA and leave the money in cash. Here's exactly which ETF to buy based on your timeline, how to open a Wealthsimple account, and how to set it up in 10 minutes.

Dev Arneja

May 24, 2026

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Comparisons 9 min read

App Comparison · Canada

Best Budgeting Apps in Canada for 2025 (Honest Comparison)

We compared YNAB, Monarch Money, PocketGuard, Hardbacon, and Saveo to find the best budgeting app for Canadians. Real pricing in CAD, real pros and cons.

March 18, 2025

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Comparisons 10 min read

App Comparison · USA

Best Budgeting Apps in the US for 2025 (Honest, No-Fluff Comparison)

We tested YNAB, Monarch Money, Rocket Money, Copilot, and Saveo to find the best budgeting app for Americans. Real pricing, real pros and cons — no affiliate rankings.

May 13, 2025

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Guides 8 min read

Financial Guide

How to Stop Living Paycheck to Paycheck (Canada & US Guide)

Over 60% of Americans and nearly half of Canadians live paycheck to paycheck — often not because of low income, but invisible spending. Here's the practical way out.

May 13, 2025

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Guides 9 min read

Budgeting Framework

The 50/30/20 Budget Rule Explained for Canada & the US (With Real Examples)

The 50/30/20 rule is the most popular budgeting framework — but most explanations skip the real-world details. Here's how it actually works at different income levels in CAD and USD.

May 13, 2025

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Guides 7 min read

App Comparison · Canada

Mint Shut Down — Here Are the Best Alternatives for Canadians

Mint closed in March 2024 and left millions of Canadians without a budgeting app. Here are the best replacements that actually support Canadian banks.

March 10, 2025

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Guides 8 min read

Beginner Guide · Canada

How to Start Budgeting in Canada (Even If You Have No Idea Where to Start)

A practical, no-fluff guide to budgeting for Canadians. Whether you earn $35k or $100k, this is how to take control of your money in 2025.

March 5, 2025

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